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Contractual Structure, Borrower Selection, and Hypothetical Loan Demand: Survey Evidence from Uganda

Using survey data on micro and small enterprises in Uganda, this study investigates the phenomenon of ‘adverse selection’ in credit markets – i.e.

Research Note
17 Jun 2014

High Interest Rates and Low Bank Credit to MSMEs in Zambia: Do Switching Costs matter?

Using data collected from a sample of small firms in urban Zambia, this project investigates the existence of switching costs among Micro, Small and Medium Enterprises (MSMEs) when borrowing from commercial banks, and finds no evidence of MSMEs getting ‘locked in’ by their main bank.

Research Note
14 May 2014

Price Integration in Low-Income Countries: Market Structure and Retail Price-Setting Behaviour in Lesotho

This research note by Mamello Nchake and Lawrence Edwards (both University of Cape Town) summarizes the authors' stylised findings on price-setting behaviour among retail outlets in Lesotho using disaggregated product price data.

Research Note
2 May 2014

Does Managerial Foresight Matter in Microenterprise Performance? Evidence from Nepalese Microenterprises

Foresight aspect of micro-entrepreneurs and its effects on the microenterprise performance is a novel field of study.

Journal Article
1 May 2014

Microenterprise Development as a Poverty-Reduction Strategy in Nepal: A Multidimensional Analysis of the Factors Determining Microenterprise Performance

Microenterprise development is one of the most discussed antipoverty strategies in contemporary development discourses. Many developing countries have adopted this strategy to fight against poverty.

Working Paper
1 May 2014

Job Creation and Destruction in South Africa

Analysts of the South African labour market have mainly used household surveys to analyse the labour market. It has been more difficult to explore the labour demand of firms, as a result of limited data availability.

Journal Article
1 Mar 2014

Taxes, Misallocations, and Productivity

Misallocations of factors of production have the potential to explain a large portion of cross-country differences in productivity (Hsieh and Klenow, 2009). Yet, empirical evidence relating actual differences in firms' productivity to observable policy distortions has been scarce.

Working Paper
5 Jan 2014

Highways, Firm Productivity, and Allocative Efficiency in India

In this study of a large scale highway upgrade project in India, called the Golden Quadrilateral (GQ), Kerr, Grover and Ghani (2013) find several positive effects on the organized sector for non-nodal districts located in proximity with the GQ vis-à-vis other districts — most notably higher entry

Research Note
3 Jan 2014

Switching costs, Relationship banking and Micro, Small and Medium Enterprises formal bank credit in Zambia

Using data collected from a sample of MSMEs located in urban areas of five major districts in Zambia, this paper investigates the existence and size of switching costs among Micro, Small and Medium Enterprises (MSMEs) when borrowing formal bank credit.

Working Paper
1 Jan 2014

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