This project investigates whether a scalable technology that pools data generated by individual retailers can overcome informational barriers to growth.
This research investigates whether the adoption of mobile money can induce microenterprises to formalise. We use as setting Burkina Faso and exploit survey data on informal business and randomised incentives and information.
With increasing access to mobile phones across the world, mobile money services have been growing in popularity, enabling users to deposit, transfer, and withdraw funds from a digital account without owning a bank account.
This paper examines whether mobile money adoption can induce informal firms to formalize, an aspect that has been overlooked in the empirical literature.
