Credit

Financial deepening through loan pricing transparency and its impacts

This project investigates the role of access to comparative loan information in consumer borrowing decisions, and how providing easy-to-process comparative information improves decision making.

Research Project
1 Aug 2019

Terrorism, Credit and Investment: Evidence from a Natural Experiment in Pakistan

This project looks, on the one hand, at the effect of charity donations to terrorist organizations on attacks, and on the other at how firms adjust their lending and investment decisions in presence of increased uncertainty.

Research Project
15 Nov 2018

Contractual Flexibility, Firm Growth, and Information Asymmetries in Microfinance: Experimental Evidence from Bangladesh (Stage One)

The central aim of this project is to identify the impact of introducing a flexible loan contract on the credit market.

Research Project
22 Dec 2016

Contractual Flexibility, Firm Growth, and Information Asymmetries in Microfinance: Experimental Evidence from Bangladesh (Stage Two)

A randomized pilot experiment of BRAC Microfinance’s new flexible loan contract provides information on credit take-up, the pool of borrowers, and the potential for moral hazard abatement among microfinance borrowers. 

Research Project
25 Feb 2015

Direct and Indirect Impacts of Credit Scoring for Small and Medium Enterprises

This project estimates the spillover effects on competing firms and through the supply chain of an credit intervention with SMEs.

Research Project
13 Jun 2014

Borrower Switching Behaviour, Market Dominance and Bank Competition of Micro, Small and Medium Enterprises Credit in Zambia

This project examines potential switching costs for borrowers of formal credit and the impact of these costs on the competitiveness of the lending market.

Research Project
1 May 2012